Introducing Dark Sky Holdings

Dark Sky Holdings opens its doors today in Denver, Colorado. We are a holding company built for one purpose: to acquire small independent property and casualty insurance agencies from owners who are ready to retire, and to run the books they built with more care than they were run before.

We are starting with an unusual admission for a launch announcement. Our portfolio is empty. We have completed no acquisitions, and we will not pretend otherwise. What we have instead is a set of commitments, published in full on this site, that we intend to be judged by — beginning with the first owner who trusts us with a life's work.

What we commit to

• A fair price from verified numbers. We price from commission statements and retention, not from a teaser that shrinks in diligence. The offer we make is the offer we intend to close on.
• Confidentiality before anything else. A mutual NDA is signed before any data changes hands, and nobody hears about a conversation until the seller decides they should.
• A transition on the seller's terms. Some owners want a clean break. Others want a structured season of handover. Both are respected, and both are put in writing.
• Clients served to a higher standard. The books we acquire run on Pearl, the operations platform built inside CAA Financial, a working Denver agency. Every renewal reviewed, every call answered, certificates issued the same day.
• A name honored. Agency pages stay up. Trade names are retained through transition. The founder's story remains part of the record.

Why now

Across Colorado, a generation of agency founders is approaching retirement with healthy books, loyal clients, and no obvious successor. The buyers who do call are often vague about process, vague about price, and silent about what happens to clients and staff afterward. We built Dark Sky to be the other kind of buyer — precise about the process, honest about the price, and specific about the promise.

Our process, our valuation approach, and our confidentiality commitment are all published on this site, step by step. We noticed almost no acquirer does that, and we think the absence says something. Transparency is not a marketing gesture for us; it is how a young firm earns the right to be trusted with someone's life's work.

If you own an agency and the succession question has started to follow you home, we would welcome a quiet conversation. It costs nothing and commits you to nothing. A principal returns every inquiry within one business day.